I've heard that many of today's younger folks saw the effects of the last crash on their parents and that's made them gun-shy of buying.As well, divorce comes to mind as a reason for renting.

Up Front Mortgage Insurance Premium - For most of its mortgage insurance programs, FHA collects an: Upfront mortgage insurance premium (UFMIP), and Annual insurance premium which is collected in monthly installments Mortgage Insurance Premium - For 15 year and greater than 15 years. 1.75% of purchase price Annual Insurance Premium Greater than 15 years & greater than or = 95% LTV - 0.8%Greater than 15 years & less than 95% LTV - 0.85%Less than or = 15 years & Grester than 90% LTV - 0.7%Less than or = 15 years & less than 90% LTV - 0.45%High Balance Loan Amounts Less than or = to $625,000 & less than or = to 95% LTV - 0.8%Less than or = to $625,000 & greater than 95% LTV - 0.85%Greater than $625,000 & less than or = to 95% LTV - 0.1%Greater than $625,000 & greater than 95% LTV - 0.105%INCOME—RENTAL Rental income from a borrower’s primary single family residence (boarder income) is not acceptable for qualifying.Rental Income from the subject property may be considered effective income if the subject property is a 2-4 unit dwelling.

Question: How can I  most effectively purchase this property using conventional lending?

I'm not an expert in subject-to, but I did quite a bit of research into the strategy and the laws that effect it.  

There can be title insurance issues with deeds executed simultaneously a grant deed the a quit claim deed, deeds can be effective when made, not filed.

Nice point about the effect of make-believe.

MSA stands for Metropolitan Statistical Area, it is essentially the area around a city that is effected by socially and economically by its relationship to that city.

First, check your local flood maps, as I have found that the proposed new map in my area removes me from the flood zone, although doesn't help until it becomes effective.  

The market as a whole has much less effect on me than someone who bought to hold at a bad time.

My question is about temporary/seasonal/surplus housing, and whether or not anyone here would have anything available that would be cost effective for the duration of each assignment..?