The owner portion is enjoys homeowner capital gain exclusion, the rental portion does not.So it all depends on how you prepared the taxes for the last three years.

Plus mls dues, association dues, electronic lockbox access, e&o insurance.All these costs are on the rise too.

There are a lot of areas to invest and it will really just depend on what your investment goals are or your buy box. 

I would estimate it would cost 75-100K just to make this property liveable. 

For quarterly payments, that depends on what your accountant advises.

Depending how much you earn you can step up those savings by getting a side-hustle.

Was able to have the seller pay all closing cost and fees (over $25,000) How did you find this deal and how did you negotiate it?

What was the cost? 

The rest of the insurance is all replacement cost.

@Jose ChavezAs mentioned notes are very standard documents that your attorney should draft.A PG is another separate document just like there also should be a loan agreement if to a LLC and some security instrumentWe use an attorney to always draft these and charge the costs to the borrower as part of the closing costs