How do you handle damages?

(We will also our investors to use your sphere of influence, but if they actually want us to project manage then we do charge a fee)What would separate you from other agents that also work with investors?

There's no overlap in coverage, but the renter's policy is protective of them coming after you or your insurance for possible damages. 

Dont mind to give it back. but what if property is damaged?

Those areas are more prone to flooding and road damage from storms and hurricanes.

Do you file lawsuits to recover damages, or do you just let the tenants get away with it?

On the flip side, students can sometimes cause more damage than your average renter, so make sure you're asking for a deposit that will cover you if they destroy the place.

Ex: A house with a 15 year old roof sustains enough storm damage requiring it to be replaced and the roof damage is estimated at $20,000 and assume a $1000 Policy deductible.Replacement Cost - will pay out $20k for the roof minus deductible.

Does scratch and dent mean that they're damaged?

Overall, it influences my investment plans in this area.