Some people view them as customers, but I don't see them that way either.

Lender's interest are set in the UCC, regardless of practice or custom, push comes to shove no lender is going to be keeping a half million more than they were owed plus costs, just never heard of such a thing happening.

If you find out that you're responsible for water etc, you're looking at 60% going towards expenses.Ask that property manager contact what the local custom is regarding who pays what utilities.

Now, if someone comes to me with a house to sell that after I run my comps and do my research, I think should sell for between $300k and $320k for example, whether its an investor owned property or a regular homeowner, what should I price it at for the best benefit of the customer and myself?

Keep calling until you find one that cares about customers, there has to be at least one.

I was in Killeen yesterday doing some hvac inspections for a customer of mine, I drove through around 6 neighborhoods, there are a lot of for sale and rent signs up there.

I know the house (the business) must win but the customer needs to receive sufficient value, too.

@Robert Burns If you are selling on a delayed S &P, the terms of the agreement in case of default of not closing due to not procuring financing, isnt that set at local custom?

I just spent $4000 to fix an ice damming issue that came up the day after sale on one of our properties -- it wasn't our fault (this is a typical problem in 60 year old houses), but it caused some water damage and sending the message that you stand behind your work will go a long way towards building a strong reputation amongst buyers agents in your community, and will also foster goodwill with your customers.

Certain areas have property characteristics that don't plug well into the AVM software (view, slope, architecture, quality, etc) can very widely in a custom home development.