But assuming the loan and her not losing equity to a normal sale are part of the reasons she has the equity that she does, and changing those terms would have meant a different sale price, and less money back to her.

Does the scenario change after a certain time period where we can get a new appraisal?

Other ideas to increase gross rents: Can you change up your strategy and do a short term or mid term rental? 

It appears the IRS may withhold tax deferral if ownership changes immediately after the exchange.

Minimize future tax liability: If there are no changes to the legislature around Opportunity Zones, investors may have a large tax bill due in 2027 for their deferred capital gains.

John I wanted to reply to your comment but ended up creating a new comment under the post, hahah!

- the appreciation changes every year, are you in market where it's above nationwide appreciation or below, that's one of the key factor ?

I hear what you’re saying RE: taxes in blue counties etc but still leaves me with this huge set of options, and I don’t want to start bugging realtors looking for deals then changing my mind on what town to focus on. right now I play with Morristown, Rutherford, potentially jersey city, mostly based on proximity to NYC… really comes down to the fact that it’s near me though. anyway no need to weigh in if busy, appreciate the insight regardless!   

Or, else you need to create some paperwork saying as the members of the LLC this is "okay."

I’ve had to change my strategy due to my city being a high market.