With your SFR you might want to take a look at the Air BnB model that would give you substantially more monthly income to cover your 50% operating expenses budgeted.

I work at Cozy but I'm NOT interested in knowing which online property management tool you use (ex.

“When you ascend far enough, the air gets thin, as I am finding out as I climb stairs in Colorado,” said Brad McMillan, chief investment officer for Commonwealth Financial Network.Meanwhile, as noted above, the rally nearly ended on two occasions when it just barely missed the cutoff of a -20% drawdown that denotes the end of a bull market.

I don't know where you are located, in our area you would visit the zoning folks and talk to them it has to go before the Planning Commission and they will usually vote on the dividing; often they will have an open meeting for locals to air their views.

Most landlords in other forums swear by Cozy.

(my money is on aliens)Take a deep breath, enjoy living in the most prosperous country on the planet and get some fresh air. 

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)

Don't just sod out the lawn and build massive Trex decks with 2-way gas fireplaces. go with old fashion seed, small but cozy reclaimed decks and a trusty pellet stove ....

I know that in the PA area central heat and air are very important .

Keep in mind, I live in San Francisco and the air here is half marijuana.