Real Estate Rewind Starting overhttp://www.biggerpockets.com/files/user/brandonatbp/file/real-estate-rewind-a-biggerpockets-community-bookGood Luck Paul 

I would structure the agreeing so that the interest rate would go to 1.5x the original after 12 months and 2x the original after 24 months, with an option to file a judgement lein in the collateral after 18 months.Is there a way you recommend I find a local attorney (besides Google)?

If you deny an applicant or take any adverse action (i.e. charge higher security deposit, require co-signer, etc) based on information in their consumer credit file, then you should be sending them an adverse action letter which basically tells them what consumer reporting agency supplied the info you relied on, the contact info for that agency, and how they can get a free copy of their own credit report. 

Real Estate Rewind Starting overhttp://www.biggerpockets.com/files/user/brandonatbp/file/real-estate-rewind-a-biggerpockets-community-bookGood Luck Paul 

Anything special I should know when filing?

I formed an LLC in October 2015 & this is my first time filing.

Then about 2 years later they started getting behind on our mortgage, then we found out they were behind in the first mortgage as well...long story short, we had to foreclose on the note we held and pay the first to keep them from foreclosing a senior lien first...the day of the sale at auction, we were served with a notice that they had filed for bankruptcy, which stayed the sale and the auction was voided.After getting an education in foreclosure, I now had to learn about bankruptcy.Since we were now living in another state, we had an attorney handling it all - I was never comfortable leaving things to other people, especially when we had a lot to lose.

Any substitute trustee filings for this owner at the address?

Looking for someone who is very knowledgeable in aspects of real estate, taxation for various corporate structures, rental properties etc (if they don't know the tax law on short term rents and the tax advantages associated with them then in my eyes they are not qualified).

I want to leave the corporate grind and do something I can enjoy, restore the community and help someone become a homeowner.I am looking to network with local people who can guide me through the real estate world.