If you are looking for a professional opinion, we are now a team with the combined goal of finding you a piece of property. 

It seems to me like I'm selling both of these figures and the number should be a combination of both, not either/or.  

I have found myself in a problem that I need help resolving. I am not complaining here, this is a good problem to have, but a problem none-the-less.
Background - Almost three years ago, two partners and I created S...

For closing, I also needed to get separate insurance policies for each side since they were single family homes.I am trying to figure out the best approach moving forward since I am just starting out and wanted to know if I can (or should) try to combine the insurance policy into a multi-family policy and if I should look into combining the mortgages to one loan on the property that I am currently living in.

You probably want to figure 12-15% when combined with CapEx.What about lawn care, snow removal, and admin/professional costs?

@Nicholas Fitzgerald, my only concern is that you might be underestimating repairs and capex reserves, which you have combined at about $2000/year.

Once your score is above 740 you will qualify for the best the rate/points combination (conventional Fannie/Freddie mortgage)

cash out refi per home tends to be expensive in terms of fees and I absolutely hate fees.If I can combine the loans and keep the principal and interest payments the same and free up 500,000 to $600,000 I can grow at my pace ....I love the fact if you have a line you’re not paying on it until you deploy the money versus cash out refi you’re paying for the money while you look for the next deal...

We are talking about a combined total of about $60K in commissions amonst both properties and that is money that will come out my family's pocket. 

Or combine the two models -- I have a client who closed earlier this year in Westminster on a remodeled home around $375k.