., to support being organized, distraction, social media, chaos, marketing, follow up, etc.. etc...- a shared admin

It's more that in the purchase/sale agreement and supporting documents of the one sale there is a split or allocation between the two types of property - personal real estate and investment real estate.  

"Supporters of a state ballot initiative to expand rent control options for cities across California announced Monday they had gathered enough signatures to qualify the measure for the November 2018 ballot.If passed, the measure would repeal the 1995 Costa Hawkins Rental Housing Act, which sets limits on the kind of rent control policies cities are able to impose.

Ive gotten clients approved at 610-620.Maybe try speaking to more banks?

It's fun to have others supporting you and building your confidence on BP. 

While looking for these homes, I ran across an agent who’s client is looking to sell off 12 rental properties in the area all around 50K range or so with work required on some.

These are great programs for first time buyers to help break the cycle of renting, many of my clients have used these and I even did as well (different program but through IHDA).

Several of my clients focus in those areas because Dallas has gotten too pricey.

@Jazz Jacobs Mike is correct most attorneys will give a free consult the first time you meet because they want a new client.

Having said that, I have had many buyer clients that receive money from non-US persons for down payments, to show post close liquidity, or to pay all-cash for real estate.