How do you plan to approach this problem?

@Mohamed AbdirahmanWelcome to BP, glad you're here trying to get started.This is a very common question and very common approach.

Keep in mind the average person only buys/sells a total of 3-4 houses in their LIFETIME, and on top of that 80%+ do so using the traditional approach of buying retail off the MLS and having real estate agents hold their hands thru every step of the process.You, my friend, are a Wild West cowboy finding opportunity where others dare not tread. 

Here're a couple of additional resources  to help you figure it out:https://www.biggerpockets.com/member-blogs/10850/86621-six-steps-approach-to-getting-started-in-real-estatehttps://www.biggerpockets.com/member-blogs/10850/84064-what-type-of-investor-to-be-when-i-grow-up-active-or-passiv

I am ready to start talking to lenders, but really want to see what the best approach is.  

But you really won't know until you approach the lender. 

If a big down payment isn't in the cards, @Erin Spradlin is a house hacking guru - that's an approach that many of us obtained our first rental through.

How do you approach the listing agent without representation?

If you want more so a hands off approach find a younger hungry agent and offer him more than 6%.

I usually work through a similar approach as Mat, but I like to know your WHY and your motivation to invest, especially here in Nashville.