I have an opportunity to buy a piece of commercial real estate in the downtown area of a small town.  

Looking to buy my first BRRRR in South Carolina by the end of the year.

Buy a property as soon as you can.

If you buy with another loan type could you refinance into a DSCR at 80% LTV and not have to make a down payment?

I just buy from HD and don't pay any attention to rates etc as long as is says "water saving".We have them in our home but primarily to save hot water (nat. gas bill).

Just buy a 18 month CD from Fidelity.

I would like to buy another home and make that my new primary residence.

get more micro. we define a zip code as a market. there are about 7 zip codes in the city of columbus that we work in as well as about 15 in Miami. we look at the average housing unit delivered and try to develop under the median and average home or condo where there is a lot of absorption. that is mostly through smaller Floorplan design, smart floorplan design, etc. new construction and development you also have much more control over the overall development just my 2 cents. if you are just buying existing it's going to have some issues 

I am a planner type of person and am trying to build my own guide for home buying. 

As far as the lender goes, if I'm buying properties that qualify for conventional loans does it really make a difference if I build up a relationship with a specific bank vs just shopping around each time I buy a new property?