Conventional loans require blood work and first born, from what I remember :).I am getting ready to refinance my entire portfolio to accomplish several things:1.

The trap that I fell into a few years ago, in a similar situation (where girlfriend qualifies, but boyfriend does not) is after they broke up and the lease ended, she moved out. 

And lost opportunity cost because your capital is trapped.

Talk to a local RE attorney, there are other issues and traps to look for. $2-300 for an hour of education, can save you tens of thousands.

Bryan HancockWasn't born with a silver spoon, not even a plastic one, and 800 properties later I've had millions of debt.

I sold my SFR rentals making around $1k a month and rolled the funds (trapped equity) in a note backed by real estate, instead of buying a bigger rental (can't sell high and buy low very easily), and now netting $60k a year.   

My brother and I are Canadians (dual citizens actually, but born and raised in Canada), currently own two rental condos in Florida (without a mortgage on them), and are looking to sell them and use the money as a downpayment to buy a multifamily unit in Texas.

First of all, I am 21 years old college student born and raised in Houston, TX.

@Adam Noble, I'm looking to do the same exact thing, only difference I'm going to bunker down here in NY for at least another year, born and raised lower NY its gotten very expensive all over the state.

The trap under the sink is leaking, put a bucket or pot under it and we’ll get there tomorrow to check it out.