@Nicole (Dunlap) Pendergrass..it is slowly coming back, but definitely adjusted, even at new guides. 

They answer the phone.3)  Follow the 9/3/1 rule -- for every 3 calls you should get a showing, and for every 3 showings you should get an application to buy the home.4)  If you are not getting at least 9 calls a week, you need to ramp up advertising using Craigslist, Facebook, the largest metro newspaper classified ad under "mobile homes for rent", direct mail to Class B and lower apartments, a banner on your entry fence, for sale signs in yards and windows, and a resident referral letter.5)  If you're getting 9 calls a week, but not getting any applications, then listen to the Who's Calling recordings and see how good they are on the phone.6) If they're good on the phone, then call those numbers and do exit interviews with the customers and see why they did not buy -- often they'll tell you the manager didn't show up or they were drunk, etc.7)  If these customers tell you that the manager showed the home well but it's more than the ones down the street, then you need to adjust your price.8)  If the customers who apply can't qualify, then you may need to alter your terms for acceptance.We operate over 200 parks in 28 states in this manner, and we've never seen a park you can't fix if you take a scientific approach.

The ones that are lending have adjusted their LTVs, cash reserve requirements and rates to make it safer for themselves.

By having a reasonable, risk-adjusted investment strategy that involves discipline and patience you can invest wisely in any market.

After my 30 seconds of laying out why I didn't want his call and how he couldn't help me he politely said "well, maybe we can do something, let's take a look." 10 minutes later I had a loan modification with an adjustment down on my interest rate by 1.5%! 

It handles this and then you can adjust your purchase price accordingly.

Universities will to adjust to the new climate accordingly.

Other things that happen at the municipal level will affect the mill rate and when the mill rate fluctuates, all the properties in the area affected by that mill rate will have an adjustment in property taxes.By CT state law, towns are required to reevaluate property values every five years.

So, it's not out of the question to have your interest rate lowered through a refinance or an adjustment.

So Insurance company sent a claim adjuster to look at the apartment.