The initial goals of the workshops would be to present information to open them into the concepts of using retirement money for investing, and to provide them with the sites of the companies that are admins/custodians of these type accounts, so they can do additional research, and to also point them to the SEC info.In holding these workshops, I'm looking at establishing “Pre-Existing” and “Substantive” Relationships; realizing that this is a long-term strategy.With the idea of it being passive for the investors, my thought is for them to invest in my LLC, and then the LLC buys assets, which I'm thinking to focus on commercial; possibly businesses with strong cash-flow that are also selling real estate as part of the transaction.I'm also thinking, in the workshops, to possibly include those with equity in their properties.

We will purchase, put on addition, then rent.  

Additionally, if you're coming with that much down, you'll definitely have PMI, which I don't see included in the expenses.

What I'm really curious about now though, is whether or not moving the properties into an LLC in this fashion would reduce my personal number of financed properties when applying for additional loans, mostly with respect to the fannie mae reserve requirements."

The only annoying thing is that I collect additional information that cozy doesn't (references, bank info, etc.) which means I have a paper application + cozy.FWIW, I've allowed small dogs and cats in my unit but say they're negotiable...I don't want to disqualify an otherwise excellent tenant because they have an animal. 

Or is there a loan out there that lets you do all this work then refinance w/o additional costs?

In short, i unfortunately, just simply cannot sustain the entire amount of the rent on my own in addition to the utilities, and after exploring other options on my end with no answer, I needed to turn to you guys and just be honest, I don't know what to do.

With her hard work and additional income, we recently refi'd the house to clean up most of the divorce debt.

The renovation cannot be for any structural changes, i.e. you can't change the floorplan to have an open concept between the kitchen/family room or add an additional half-bath, but you could redo the kitchen, roof, etc. 

In addition, if you have to re-list the property in 2 months, will it be easier to get a new tenant, or harder?