Any advice, help or referrals very appreciated! 

@Abhinay Donadula there is a lot of resources on here but info you want to provide to help others provide the right referrals is as follows:1.

Referrals are key also, that’s how I found mine, but I still screened them.

Hi David,Now they have curtains up, and are Class C--maybe they will stay for 15 years.Forever renters have to rent somewhere.Class C renters and their visitors tend to be hard on the units anyway.Drunken fist punched holes in the walls, broken things, knobs missing, screens missing (???)

Generally the zoning codes do tend to use the standard of three unrelated persons to dictate what constitutes a rooming or boarder type situation.

Rates are obviously very low now but 2009 still gives me nightmares.Downside of cash-out refi is, typically closing costs are more than HELOCs but rates tend to be much better for cash-outs. 

If anyone has a referral, please send it my way. 

I tend to worry about the tenants who don't call to tell us about their progress and I totally trust tenants who constantly call us to tell us their progress.Since COVID started I had only 1 tenant living in a studio apartment get $3,000 behind on her rent.

A local Investor-Agent can help shorten your learning curve and save you a lot of headaches as they tend to understand the market better.Use Niche.com, Greatschools.org and Msc.Fema.gov for your research.Goodluck and go make it happen

If you need a referral to someone in that shop, I'm happy to help.