We're only 19 months into our current loan, and the lender has so far indicated they would only drop  PMI when we hit 80% LTV on the original appraisal amount (which I recognize is their right per the original terms). 

I believe MIS just indicates that it is an incident ticket.

They won't work in NYC.You have to look for Future type calculations like Internal Rate of Return (IRR), Future Value, Discounted Cashflows, Rental and Expense Growth, etc.All of my investments have done incredibly well and all in Brooklyn.I know what you are saying.... past results is not indicative of future results.

In the initial,  call her indicated that there was a home equity loan on the home.  

That's the best indicator you'll find - for reasons Brent explained well.One last quibble: the 3/1 might be OK, but the 4/1 will probably give you some trouble.

one indicates buyers market the other a sellers market, if you plan to buy and hold for cash flow, it doesn't matter as much.

Agree that time at job and number of moves are great indicators.  

If you served as you indicated, they have the 7 days to answer.  

It has been on the market for a while which to me indicates that it is priced too high, rents are cheap in the area, or there is something wrong with the house. 

If the eviction has not been filed and its been over 1-month, that is another indication your TK is not a good operator.