Her strategy is to pay down our first property considerably before buying another one, and my strategy is to buy as many as possible and use our current income to leverage more properties.We have a combined gross income of 250K and FICO scores north of 700 and are looking at properties in the 200-350K range in MA.I am not clear on the debt to income ratio and the role rental income plays in acquiring more properties.With the above figures (and provided my and my wife's risk tolerance reaches a middle ground), are there challenges with us acquiring multiple properties/year with conventional financing?

It's really hard to predict when a card is going to give you offers, but I've noticed over the years that the quality and quantity of the offers diminishes as you leverage up more and more.

Over leverage yourself at the wrong time and the risk is huge.

Your requirement to use their money can stem from your business model an leverage that isn't available conventional with the number of properties you intend to work with, the cost to obtain financing is less costly allowing the seller to receive more down, and allowing you to obtain future financing for operations are just some of the reasons you may require financing.

With 2 FHA loans at 3.5% you are highly leveraged in your first couple of deals.

The city has grown beyond college town, and has a diversified economy, with an emphasis on technology, which is booming locally.

I have enough reserves to buy a so so home in cash, but would rather utilize leverage.

It seems like the first one is going to be the hardest, but maybe its just doubt on my part.Right now were looking at leveraging a 401(k), bridge financing via a minority interest in another property or taking on a partner.

As of yesterday, I have another duplex under contract with tenants in place that should cash flow for around $400 per month in the short term, then $700 in the long term (2 bd, 1 ba; 1 bd, 1 ba, recently renovated clean space).My question, I guess, if one is allowed in introductions, is... am I leveraging too much?

If I leverage I can get Efirst Bank to loan my LLC 65% or $170k of both homes values.Does anyone know how to squeeze out more leverage than 65%?