Experts estimate that around a third of all American adults have a credit score below 601 (https://www.foxbusiness.com/features/how-many-americans-have-bad-credit) and so are considered a poor or bad risk.

@Michael Fradette This is a state-specific landlord-tenant question...won't do much good to listen to any responses here that are not local experts...I know everyone likes to help.

Thanks for you expert advice.Manuela

Dude,you ask for help from the experts.In fact you ask experts BECAUSE your method is not working.

I am not a Fannie Mae expert but do know that FNMA guidelines allow for some non taxable income.

I am by no means an expert, but there are plenty here on BP who are and are more then willing to help out. 

So far I've heard of Bloc Solutions, Proprio Expert and Pipedrive.

I'm not an expert just one thing to look at as you plan for going forward.

I like to teach my clients how I value properties and help them become experts in their market.Some people are waiting for the market to go down and some are not.

Even in the rare occurrence where the seller is not familiar with a 1031 exchange, a quick meeting with a 1031 exchange expert SHOULD convince him that this method of tax deferral is oversold, over hyped, and plain disadvantageous for most small investors.The 1031 exchange has a role in the situation where a larger size investment is to be liquidated and the investor is going to be acquiring real property anyway with the proceeds.