I am still relatively inexperienced so how much skin in the game will a typical hard money lender require for a loan?

I have exactly 3 on my list that buy 98% of what I get under contract before the ink is dry.

When the deals dry up (like they have in Denver), pay off the HELOCs and wait for the next cycle.

@Manch Hon on , I thought the most significant inventories in Sac, Phoenix, & LV had already dried up?

Not even sure if I can get an unsecured loan for 25k, but it's an idea i had.Still not sure if I want to refi my primary either, a little timid thinking it may go up or something cause it's no longer my primary home.Man... so many ways to skin a cat!

Can't be passive, thin skinned, and shy.

Hard money loans need skin in the game. 

It's important that the sponsor has some skin in the game too and is investing alongside the limited partners in whatever property is being purchased, built etc and you have to be willing to tie up your initial capital for 3, 5, 7 years etc potentially.

A lender doesn't want to lend to a person who has no skin in the game.

NVREA recommends getting seed capital from credit cards to get skin in the game but this site does not.