I'm working on the same loan approval now.

Recency bias gives greater importance to the most recent event, such as the final lawyer's closing argument a jury hears before being dismissed to deliberate.In 2021 and 2022, recency fallacy told us "keep buying short term rentals, because they have been going up and will continue to do so.  

If we don't get a permit then does the inspector for the CO ask for it when he/she comes for inspection? 

There's certainly quite a few of us around but things have been kinda slow since the interest rates jumped up and BP is doing a revamp of their website and overhauling the different premium tier packages and I've noticed its been messing with notifications and keywords and such so some people are just missing posts they would normally see. 

What´s the question or advice?   

What is the deal/analysis advice you seek?

I saw the pitch and know the area. 

I live in the SF Bay Area and have decided to buy my first single-family home.I fully acknowledge and recognize that the SF Bay Area and California (in general) may have some of the worst cash flow numbers in the entire country.I've already traveled to cheaper Midwestern states to look at real estate opportunities, but have decided to invest here in the SF Bay Area as I'm purchasing with the intention of living in it first and foremost, and then renting it out sometime in the near future when I move overseas.I'm looking for anywhere in the Greater Bay Area/Northern California region (even Sacramento & Central Valley is okay) with better than average purchase price to rent ratio, and some appreciation (if possible). 

First attempt at a brrrr.Purchase price: 206kARV: 295will appraise for up to 330k after renosBack end of a 1031, inheriting tenants paying great rent ($1,900).

I am not sure how to respond and what will be the next steps.I took over the property about 2.5 years ago.