Less than double the premium on the homeowner's policy I had previously, with a higher limit and lower deductible. 

@John Anderson definitelyjust make sure the HOA allows investors purchase and rent from day 1.based on your budget, I know of another HOA in DFW that is allowing new builds for investors.

I got a letter from my mortgage company that said I can move the title into an LLC if I like without triggering the due at sale clause. 

The closing date is the date means when you close and when payments from the borrower would transfer hands.

Any recommendations for good investor friendly agents I can shop the rate with? 

If you are familiar with Nashville, The Nations, is what i think of.

My plan was to use the condo heloc as the down payment for the duplex, and then sell the condo and the proceeds would pay off the heloc. 

So I'm asking, What is the best way to utilize the results they both gave me and narrow it down?

The refinance is especially important if you build enough equity to get rid of the PMI (20%).

The property is in Pell City, AL and I was able to find this is a non-judicial state and potentially would not be tied up as much unlike a judicial process since it’s not going through the courts.ThanksDaria