LLC or Land Trust vesting is never stopping the existing lender from calling the loan, in fact the opposite, it may trigger it.

You either pay cash or maybe get a hard money loan which is expensive and then refinance when the rehab is done into the long term loan you want. 2.

I never got around to it because of some roadblocks:1) I was told if I add a 2nd level, I would exceed 1-4 multifamily loan and would require a commercial loan.

We have about 100K in equity and have some cash on hand but not enough to cover a 20% down payment, loan costs, and rehab costs so the HELOC or second loan seems to be needed for our first deal.

Hi Pafoua-I have dozens of options for DSCR loans with 620 credit that only go off the rental income, with consideration for your equity and credit score.

(VA Loan House Hack)  However, I have a C-Corp established to take the rental income (intend to also use for business operating expenses) from the new tenant(s) and a business checking and savings account established in the name of the corporation. 

The loan was for 260k.

Is there a lender oe LO who's able to do a 203k loan with a total loan amount of 63k to 70k? 

And I can't count the number of times I've seen them deny a loan at the last minute because of this when people try to use primary residence money to complete a 1031 exchange.1.

You have a legal right to transfer your property to your trust and the lender can’t call the loan due (per Garn St Germaine act)