When it was time for renewal, the price was obscene so I stopped.

Customer service is lacking, they are difficult to get ahold of (whether you're an owner or guest), and they price your unit too low. 

You would need to have a cost segragation study done to "unlock" the depreciation available on the property (usually 15-30% of the purchase price is a good range to expect).

When eggs doubled in price in the blink of an eye did you scold your grocer for being "heartless"? 

For example, wholesalers are great because generally their properties are off market and you get them at discounted prices.

Reliable, quality work at a reasonable price.

We have built a database based on room prices from various roommate leasing sites. 

It would depend on the price. 

@Patrick Philip Keep in mind banks will price there construction debt based on the Fed rate & expect to pay WSJ Prime +1/2 to 1 Point so 10% is not bad from an alternative lender at this time.

In the market in which interest rates are still “affordable”, and demand is strong, it is likely that sub to or owner financing of a free and clear property would only take place if the subject property was not financable or the seller wanted a price significantly above market value.These type of transactions are significantly more prevalent in the commercial real estate world, especially when the subject property is a “special purpose” property like a marina, golf course, church, or event center.