During this time, there was a sign hung up on the property saying something to the effect of "This property managed by HoltonWise."

So, foreclosures are not well suited for newbies to start with.

I have a client that rents out a commercial suite from me here in NYC for over a year.

@Jason Wray I don't know if the effect will be too large, as it's just a portion of the total and spread out over a 2/3 of a year. 

If you don't have mortgages on the properties, it can be cost effective to do a property package policy with a commercial insurance company for the rentals - this is where you can insure multiple properties on one policy. 

When investing, you typically want your money to be as effective as possible, but that's not to say there are non monetary things that add value to your investments.

And when I didn't I wasn't as efficient or effective as I was when I did follow the routine. 

Still 'writing it off, just different terms and timing :-)Looking into the effects on inheritance is definitely a good idea.

I didn’t know that would effect my DTI.

I have no clue what effect the neighborhood will have on the value of my home.