if so, that is an opportunity to strong arm your request.Overall, this needs to be a professional letter. 

Indiana is a strong state (financially, low taxes, landlord friendly, better growth rates, etc) and is only going up.

Just be sure that you have a decent cash reserve, and you're buying in an area with strong long term economics.

For STNL (pharmacies, grocery stores, home improvement stores, Costco, Wal-mart, auto stores, national to strong regional corporate gas station brands, dollar stores, some national corporate credit QSR's, Davita Dialysis & Fresnuis) still have lenders bullish with 30 to 35% down and some have interest rates in the 3's.

They want to see strong debt service coverage and adequate (but not excessive) expense numbers. 

Atlanta continues to be a strong market for growth and appreciation.

This raises a second strong caution: I am inferring your lenders are newbies as well and don't know the risks they are getting into by lending to you nor your investment risks. 

Another reason is that people don't have a strong enough WHY or even worse, don't know their WHY.Be totally forward with the broker/team leader that you are looking to work with. 

Hey I'm Tobins, and I'm trying to get started with wholesaling in the Ames, Iowa region, and I understand the gist of wholesaling but I'm just wondering how I should start, I'm a freshmen at iowa state university majoring in pre medicine.

A strong local owner association opposes any up zoning which requires a community board meeting, zoning board meeting, variance approvals.