IMO, you will do well to go sit with a bank and get them to give you a quote.

In case anyone missed it, credit union, credit union.If the rental property is rented, the rent can be applied @75% to help Your dti ratio, but I haven't seen that help lower the down stroke.Your best bet is to shop with out credit pulls, make face to face appointments, sit in the hot seat and follow some of Jimmy Moncrief's podcast suggestions, even though they are about commercial lending, His advice is solid.John

Most likely you are stuck with where the fence sits.

It would be a shame to sit here testing new stuff and throwing away money that could have been used to buy that duplex and gain freedom that much sooner.

They seem very willing to let inventory sit.

They may sit for awhile they do get eventually buyers !!!

I'd hate to defer taxes, only to find LT capital gains sitting at 40% or 50% in a few years.

This is back in the golden day when the market has not yet recover @Chad S. It

Brandon, the folks who bought SOCAL properties in 2009/10 are sitting on huge appreciations gains in nearly every inch SoCal.

The only difference between him and dozens of others that I've talked to is that he aggressively sought me out to sit down and talk, he asked really good questions, and he took things to heart and took serious action.