Do you offer these kinds of portfolio loans?

The loan programs for 1-4 units have more favorable terms depending on if you're buying with income with a conventional investment property loan or having the loan underwritten by the rents with a DSCR / rental property loan. 5-8 loans generally have tougher underwriting and the rates are higher if you're looking at DSCR loan options for 5-8 units. 

As of now, I have saved up enough money for a down payment on a fha loan, and my income is expected to meet the loan qualification criteria soon (with my parent co-signing due to my limited income history).

If you guys could help breakdown the fees involved with the hard money loan, and the refi with the bank, that would help tremendously 🤟🏼

I've heard that some mortgage types aren't eligible for subto, such as VA loans. 

What % of houses in Reno are available for a conventional investment loan at $360k or less? 

They take it, deny it, or counter it.It really is that simple.

Or buying houses circa '03/'04 on zero down, interest only, loans, sell in a couple of years, and then tell everyone how easy it is.

With this being our first one, I am wondering about prequalifying for a loan.

I use Stessa and it's pretty simple to setup!