I currently live in Delaware and Philadelphia is only about a 20 min ride I am there quite often.

good morning shannon, i will absolutely check out your book. thank you for mentioning. if you ever need the accouterments to complete those walls, ei- artwork, please keep me in mind. it happily rides on the fed ex truck... food for thought... sincerely, sydney

Should I make an attempt at a refinance in hopes to lower my rate below 4% and drop the PMI or just ride this one out?  

I have a buyer looking for a SFR house in western Connecticut near Danbury with these criteria:"4 bed room 3 bath room, no longer than a 60 min train ride to the city, as close to a train station as possible.

I do have a pretty detailed lease stating housing regulations with roommates, and also had an addendum signed re stating the rules and how I will be enforcing them.But there is more to it, the individual had a friend over, whom barged into the females room while she was sleeping asking for a ride home, and on another occasion I was also told the problematic roommate was drunk walking around the home with JUST a shirt on, with all the goods hanging out.

It can certainly be a wild ride...

Also, like I plan to, people owner-occupying 2-4 unit buildings on average would move in a shorter time period.So the big point with all that is that if someone does go underwater on a property and they live in it they'll likely just stay and ride it out until the market recovers because they need to live somewhere and want to get their equity back.

If it lets you get ride of PMI then that a real savings.

It's up to you, you can ride it out, or get them out

Shoot I'm taking a ride to Rochester this weekend!