The minimum net to HUD amount is never revealed to the listing agents.

Look for the home that is run down, not the one that looks freshly painted with a new roof.

Her response was:"Hi, a bpo comes in when they have an offer and they do not reveal what it is, I have a short sale working on the beach, neither chase nor b of america will share with me, the listing agent, what the bpo is"Is that correct?

Let some of the chemicals and treatments dry out of the fresh lumber a couple of weeks before applying stain or sealant.

It looks like a fresh snowfall.

On a fresh listing like this they're going to want something close to the listing price.

This is where the age old advice freshly presented by @Scott Trench is outstanding, you have to live below your means and save as much money as you can.5 years ago my wife and I bought a house. 

Remembering the guys cleaning out the 15 ft slud of fresh solids helped me a lot writing the check later on... yuck! 

@Jason Cory don’t worry, they are  keeping fresh  ideas coming across my desk.

But patience can reveal many hidden properties.