I had a sewer line collapse at my rental.

It also depends on how bad their credit is and WHY.Verified income, job stability, rental history....WAY WAY more important than credit score alone. 

So that means the rental income should be enough to cover the mortgage payment

I have a choice to make on which lender to go with on my rental property refinance, however as I research each lender, I cannot find adequate information about their actual business practices.

@Kristen L GarnerWould it be possible to get a personal loan to purchase a short term rental?

During the term period, do i take over mortgage payments and pay the seller a rental fee/rental premium from the cash flow?

There's been a lot of doom and gloom about short term rentals and the Smokies but I believe in that market long term. 

I have used BiggerPockets a lot throughout my journey from the rental calculators to getting lenders for my first BRRRR property, so I figured this would be a good place to start my search! 

When I started managing single-family rental homes back in 2009 in Augusta, GA, there was less variance in the industry (and also less services available).

., the interest rates are too high and that seems a last resort.I would like to find a partner to buy half the house/blue sky and run the rental business with me (spouse will be removed and sign off), either as an active or silent partner, I’m flexible on how involved someone wants to be.