Many BP regulars don't like to have mortgage pymts be more than 50% of their gross rental income.To be conservative with a conventional lender don't exceed 36% of your gross income for all debt payments.Not sure if you are trying to stretch yourself or be safe.Safe is 50% of your gross rental income for income and no more than 36% of all your gross combined income for all installments.

For the record zoning in Hawaii (the island of) is still insane but it does allow for vacation rentals and regular tenants.

The underwriting guidelines reference 10% adjustments and anything above that will require substantial support.

Their website references Score Funding, which does not hold a valid license per an NMLS search.

They appear legal in MN, because I found this reference to MN Statute 507.235 FILING CONTRACTS FOR DEED.

The Realtors that do this for me know (1) that I will CLOSE the deal, (2) will refer other investors, and (3) will give them the information they need when they need it.

Here are 3 tips for avoiding popular lending scams:1.Run away from fee collectors: A lending scam is usually present if high, upfront fees are paid directly to the lender.2.Obtain references from the lender: Although real references are hard to verify, always ask for references from the lender’s clients.

Are you referring to start-up costs or operating costs?

Do you know if there is a way to cross reference indexes?

How you structure the deal would be referring to how you "vest the offer".