I doubt the police are gonna come hall you away for looking after your neighbor's property but I'd consult the proper people before moving forward.

Once I was even flat out told I would be a distraction a liability. 13 years later my heart still explodes every time I get the chance to make something work properly or make it more beautiful. 

My understanding is the insurance requirement is only part of the company must be properly capitalized.

This can be caused if you don't have proper waterproofing on the foundation or if there is no sump for the water to drain. 

Do you find other aspects of your life are suffering a bit, and how do you balance it all? 

View your Profit & Loss and Balance Sheet by Property.Do you have a list for what is "all-inclusive" for you?

He really took the time to explain strategies and help me set the proper expectations. 

Chariss, it would be tough to say exactly what is the best move without understanding exactly how much you have in the bank vs current mortgage (balance & rate) on the SFH, earning potential / daily job etc. 

The bank will count your balance on the HELOC as debt. 

You could pay the credit card balance off in full each month.