A third party will force an additional layer of accountability and precision vs. one person doing it themselves.

Just want to verify this info with you all local professional investors.In addition, are there any property tax discount programs created by the city or state available to incentivize investors to invest in philly, just curious to know as well.

Check with your employer/benefit plan, some have rules that if its not your primary residence that you need to pay back the loan within 5 years, some plans do not let you make additional payments but allow pay off in full as early as you want, also if you leave your employer anytime before the loan is due, you may have to pay it off or pay a penalty.  

We consider a LOT to be advertising, including looking for or offering deals, services or service providers, products and loans or funding.The main reason behind this is that our forums would have 46 batrillion posts if we allowed everyone to come on and just push themselves, their companies or their properties.

But I guess I have to buy his product/service to learn how it works.

Could additional provision added to a Texas standard lease overwrite Texas Property Code 92? 

You are already saddled and stressed with debt, I don't think you need an additional dose with hard money, unless the deal is one in a life time.

I will do some additional research as well.

You have 60 days to move into the property, then must occupy it for an additional 12 months after you move in before you can move out.

Some relatively simple formulas can make it almost automatic and will suit your needs.If you want to get additional features support, my personal favorite cloud based accounting platform is Xero, but also Quickbooks is extremely popular with lots of customization options.Let me know if you have any other questions.