Hello guys,Recently acquired a 2 family.Tenant should be moving in soon.The process went over budget (more than expected).The result is I am carrying credit card debt.I have a plan to pay it down to zero that will work just fine (the avalanche method).I would like to speed up the process though and pay less interest in the process.My credit score has dipped as a result of the credit card debt (to around 624).So may not be eligible for a 0% balance transfer or personal loan.Ultimately I want to get my credit score back into the excellent range for when I refinance out of the FHA loan.Any hacks or tips that anybody could share would be greatly appreciated.Thank you in advance to anybody who has any advice to offer.No canvasing please.

The plumber pulled out hair, feminine products, and a sock.

Now, on the other hand, if the tenant is lying and the home is in excellent condition and you have the COC then yes, you can hire a lawyer and take other actions. 

Just curious if the loan product used impacts how one files taxes? 

However, not having good enough credit to qualify for a loan or heloc or other product, I don’t know what to do, but there must be something!

Make an Excel spreadsheet with 2 columns and make one the new build and one the rehab column.

You're better off creating your own in excel.

Get product over time.Tie it down and get it done in 120 days.

Although most lenders have access to the same products, 99% of lenders out there don't understand the mechanics of house hacking.

If you have had an excellent experience with a contractor in this scope of work, please pass along their contact info.