If you are purchasing only investment properties consider looking into Associated Bank, Educators and TruStone, because they are local they may have lower down payment requirements. 15-20%On the Refi Rates there shouldn't be too much change in your repayment amount, if we are only changing percentage on a 150k with 25% down 3%, and we change to 4% and everything else the same mortgage goes up about $60 a monthAdditionally, your first duplex in 2020 you have lived there over a year so you can get a low down payment and low interest rate loan on an owner occupied 2-4 unit whether that is through an in house bank/credit union product or the FHA programIm open to any questions you may have.

A lot has to do with the person I work with just being excellent at their job as well.

I receive monthly payments from a personal injury settlement, but because this does not count as income, I don’t believe I can get approved for a regular home loan program even though I have an excellent credit score and some cash for a down payment.

Depending on product type and quality, you are likely looking at 8-10+ cap rates in these areas. 

He is excellent at finding subcontractors to get the work done and managing the subcontractors.

If this appeals to you and you do have some successful teams in your area, approach them from the standpoint of the benefit you can bring to their team, such as increasing their annual sales production through your direct connection to military families and veterans as homebuyers, military relocations, etc.

Anybody have used any of his products?

@Kyle Woodruff, you should also get Brian's book, The Hands-Off Investor, An Insider's Guide to Investing in Passive Real Estate Syndications, which, although aimed at passive investors, has a ton of excellent information for all of us. 

Make sure you check out all that this site has to offer for you.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/pro

Couple alternative options....check out Freddie's ChoiceRenovation product.