Like something is owed to these people, because of their degenerate behavior.

That leaves you with $1300 to pay the principal and interest.PITI includes principal, interest, tax and insurance. 

I have raised rent for the two properties that I owe the last two years.

So for everyone who has been following this I found out today from the mortgage company that my loan is with that if I want to have the mortgage insurance removed (which would free up another $112 a month) I need to get the loan to to 78% loan to value which would mean I would have to pay the loan down to $89,700 from the current principal balance of $108000. 

I'll be paying off about $200K in total principal over a full 15yr am, which is about $13K/yr on average, though much less in early years.

A dwelling unit in a residential property that is divided into a maximum of three (3) units, one of which is occupied by an owner of record as his or her principal residence.

Not too long ago she was willing to lose it because she owe's more than what its worth.

Determine what is owed against the home if anything.

The borrower draws when they need money and pay down both principal and interest monthly - If they need more money they draw again.I've approved maybe 1 in 12 700 FICO borrowers.  

I would let them know that if they cooperate and keep the place tidy, you'll make sure they get their security deposit back as soon as you do the final inspection (and make sure you do a *thorough* inspection and they don't owe you any utility bills).