She'd turn on the propane burner, and it didn't light, and fill the house with propane, or go for a walk outside, and there was a pond and built in pool (she couldnt' see well due to diabetes) When that started I put her in a senior living home 2 blocks away so I could pick her up and bring her over for the day, etc. 

Most lenders will use 3rd party appraisals to determine a value for a refinance.

Let them go there and pick their own contractor from the list that Home Advisor supplies. 

I had a condo that we bought for 55K and sold for 155K ish, with that I bought 2 SFH in East Mesa at 180K each (picking up some debt), I had to fix them up a little but they are now worth 220-240 each. 

Does it require a quorum and how is that determined?

But you must pick a sector within that.

If you get a pressure reading at the meter, and then inside the house while the water is flowing, you may be able to determine if its the supply line.  

I also have an interest in stocks and have finally picked up a small nest egg to throw that way.

That will determine what you need to go through.

I have wanted to delve into REI for a while and finally determined it is time to do so.