Unit 1 where we live has a basement that’s rented out on Short-term rental/Airbnb (with average stay per person < 7days).

Just got denied lending from a supposed HM lender due to the source of the down payment coming from a personal loan.

I would have preferred to continue working with the same person as they are very experienced with great resources but have no patience for unresponsiveness. 

Hi Everyone,I was told purchases through the LLC are best using paydex to prevent personal credit/financing being involved due to liability and risk.

And during the Audit the auditor thought my wife was buying gooddies for us personally and dissallowed anything related to the London Trip and the trip to Tel Aviv where again I have clients and had business meetings..

so if its a case like that there just might be a very specific person who would be interested in those listings and dealing with that buying process.  

The property was completely full with all personal belonging.

Other than that, you might look at personal loans, which are probably higher than a HELOC but lower than credit cards.  

Right now we just have a separate personal account that houses our rental income and expenses.

If you have 12 months of business/personal bank statements to support the $20k/mo, you could be looking at rates in the mid-high 7s with good credit and 20% down (assuming second home).