If you have a $5k judgement, and you can get a guaranteed grand or two from an agency, that's not a bad deal *and* you have the satisfaction of knowing they will hound this person from here to eternity.  

I'm personally not a fan of 3/1s for MTR.

I don’t plan to use the MIL for personal use. 

An exception may be someone with a VERY strong personal financial statement. 

The best deals, with real analysis, is done in person, or with a partner in the trenches.

I just got back from deployment about a month ago and have focused a lot of my spare time on catching up on personal matters and setting up my business.

The fee gets you listing maintenance, a professional person available around the clock to communicate with your guests and monthly/end of year reporting.

I have nothing against smokers personally, but do not want that smell to be imprinted on my property, long after they are gone. 

If you can narrow down the ZIP code of your Wilmington property then I can give you a more specific performance comparison.

Last option is to sell them - do a 1031 and roll your proceeds into a better performing property.