The referal could be  from Mary Smith to ABC Construction while John Smith, Mary's husband or brother, is behind the company.

The perception by novice investors that they are somehow saving money or increasing cash flow actually has the opposite effect.Cash invested almost anywhere else than in a rental will normally generate a higher return than prevailing mortgage interest rates.

Thank you for your responses John and Sid.

I use John Hyre, you can google him, and tell him I sent you. 

Hello, my name is John Lewis from Camden ohio which is not far from Cincinnati ohio I became interested in real estate years ago but had some naysayers holding me back but recently I've done my own research and found it can be an incredible way to build wealth since I am not satisfied in being in the rat race forever I'm ready to take action and change my family's future I am currently employed as a conductor with a top railroad I would love to work with a mentor and learn more about multi family operations 

@John Barr we've spoken before a few times! 

How can you say/prove that there is in fact no link between owning a home, how that changes your decision making, clearly with some impact on increasing wealth and the opposite for renting?

Hey John, I am working with a development company that has a project in that same area.

John Anderson yes I had my usual inspector, who is fantastic, do a full inspection.

@John SpeenerI target the same demographic.Very reliable, low maintenance tenants that understand mutual respect.