This year will also test the U.S. consumer's ability to continue spending.

They're constantly in need of suitable housing options for their clients and would likely welcome the partnership.This could be a golden opportunity for you, Keisha, offering both financial stability and the chance to make a positive impact.

Hi Hillary, I would call some of the local credit unions as well as one or two larger banks to get an idea of what everyone is offering for owner occupied HELOCs and what LTV (loan to value) each is given.

:(One of the few examples was a 10-unit apartment building, which was offered to us first at $1.6MM, we refused to go above $1.5MM.

They are offering 2k a month and 2500 when fully occupied.

This route may offer more favorable quotes, helping you make the best decision for your property and maintain your relationship with your current PM.

@Jimmy Hung if you can find an insurance carrier to offer Agreed Value, you can insure for a lower limit without being penalized for underinsuring. 

One street could be nice and then next street over is a war zone.I just spend most of my time throwing out lowball offers and see who wants to sell.

@Dan Camp most real estate agents will offer this, but wouldn't recommend letting them do the prospect screening due to conflict of interest.Probably better to hire a local PMC to handle this.

I have a better conventional offer than that right now that will cash flow.