My realtor said on numerous occasions that he couldn't believe it was still on the market.

There is no reason to gift over numerous years.

Kona vacation market will be a good buy for the next year, as even though the volcano is only really affecting Puna/Ka'u the national media has really sensationalized it, and tourists are getting scared away.

This is a national disaster like none we have ever experienced, I just got home, left at seven this morning with my team to assess damage at ovwr 200 properties throughput central florida, while I don't even have power myself, gas is almost non existent, and most businesses are not even open yet.

With the anchor institution showing no signs of slowing down and the invasion of national developers that have seized on a growing real estate opportunity to provide housing for an increasing number of college students, city residents find themselves much more concerned about the consequences of that growth — including rising rents and flood waters — than noisy parties.https://nextcity.org/features/view/san-marcos-fast...But in a situation like that, I don't see how Amazon would be a bad thing.

In addition, the funds were vetted by an established investment club and the club membership has invested with the sponsor numerous times over the years.Has anyone experienced a denial before where the custodian would not provide a reason? 

Industrial is at about .4% nationally. 

Seek markets with a growth rate that is consistent with or above the national average.2.  

First National Bank is one of the best banks I have worked with on the commercial side of things.

There are numerous sources out there for small balance commercial loans.