My advice: it sounds like you’ve built a nice little nest egg.

and also the appreciation (hopefully) should be nice in the SD area. 

nice post.. were i see 100% financing is for EXTREMELY experienced operators that have been with their HML for years and years.. and the deals are no more than 60 to 65% LTV.. this does happen.. but its only for those special few repeat clients that have years of working experience with the lender. totally agree on the ones that require a larger fee up front I just hearken on the American Greed episode with Remmington Financial the King of pump and dump due diligence lenders.. 

We want to focus on Airbnb, long term rentals, and just a nice place to live/start a family.

Thank you for any help and nice to meet you all.

More than likely a multi-family home in a well-developed area.

If they have carpet that's probably done and if they haven't bugged you to replace it I'd consider that a win.I was a renter at a place for a long time, it wasn't that nice but it was cheap.

I am a Software Developer at a large multi-family firm and I will be graduating college in December.

Being that it's a small space is Eastie and lots of development happening, you have to work around and city.

@MarquelonSigler of HamSig Development is helping put the deal together and leading the rehab team.