We are real estate investors and brokers dealing mainly in the Navi Mumbai, Maharashtra, India area.We specialise in bulk deals with builders and generally buy out 30 - 50% of the project and then resell the flats.Have been in the business for the last 8 years.

In the commercial real estate world, there are mainly 5 different fields (retail, industrial, office, multifamily, and raw land), not just one as in the residential world.  

The main property is now worth 1.2M, with about 400k in discharged debt being paid monthly. 4 plex, owner occupied.The other 4 properties combined have 700k value with 500k in debt.Does one need to show the other discharged debts when applying for fha or conventional refinance of the main property?

As for the separation, I'm no expert but I think it's a possibility that the previous owners started a french drain project but gave up..How much money would you expect a finished basement with added bath and structural fix, gutted and redone rooms, complete conversion from drop ceiling to drywall, an expanded kitchen/reno, and added bathroom to the main floor, cost?

I plan to use BP as one of my main resources.In terms of a website, I am in the process of finalizing a simple one, but plan to have seperate buying and selling sites soon.

I would love to speak with you further regarding this because one of the main goals of my colleagues and I have is using these properties as a way to give to charity as well as turning a decent profit.  

@John Cannon Ah ok, I was looking at a few over in Kfalls mainly for the cash flow, but don't think i'll pull the trigger. 

Plus full cosmetic remodel and some wall removal to open up the main floor plan.This one will most likely be my most expensive rehab to date.  

My main purpose on BiggerPockets is to invest in my first property in the surrounding LA area with the help/resources from experienced investors and agents.

Need help from folks in Poland Maine.