In addition, I live in NYS and from my understanding, an individual has a limit of 10 mortgages in his / her name.SO, MY QUESTION(S):1.  

My spouse doesn't have any loan under her name.For the 4th home under contract, I wonder if I should be1.)Taking loan under my name only OR2.)Taking loan under my spouse onlyThe reason I ask this is, I read that most of the big bank lenders, don't provide loan for new-purchase/refinance/cashout-refinance with more than 4 loans, due to the risk involved and amount of paperwork for them to review.Does the spouse loan count under the 4 limit, or the 4 limit is per person ?

For some people, having a HELOC limits their future financing options.

., for a limited payoff.

Now your options are limited.

Since I have the free version of LinkedIn, I am limited by LinkedIn to 400 per day, which is still huge!

The insurance on damage to the machine also just limits our liability. 

That being said, we have mostly put aside the thought of using traditional mortgages because they all report under us personally, and we're limited on how many mortgages we can have...plus the debt to income ratio will look skewed for us personally with all the mortgages. 

Others will let you put conventional mortgages on 10 properties.There are also banks that lend on 20-30 year terms as portfolio loans which means they don’t sell them to Fannie or Freddy and therefore there is no limit to how many you can get.Another Avenue is commercial lending.

I’ve found being better upfront about a zero tolerance policy on noise/parties force limiting number of guests accomplishes about 90% of what I need it to in screening out the cruft, then attaching a higher $800-$1000 deposit further filters those without the means to cover damages if they’re incurred.