You may well discover clogged filters and/or other issues since the complaint was that the house is cold.If you can, look for any indication of who serviced it last and maybe see if they can tell you how they did it.My $0.02 ...

I do get worried, however, that instead of being a bargain, the extremely low interest rates are an indicator that we've reached the peak and thus it's better to sit on the sidelines because better deals are coming.  

If you "want to buy their house with a cash offer"....does this mean you actually have the cash, that your offer indicates?

Also, current vacancy of either unit may not be relevant, unless it is indicating that rent on the Oildale property is set too high or Mt Vernon is set too low. 

There cannot be any indication in the file that this is a working ranch.We can get a preliminary title report at no cost to you, but the only way to get an appraisal is to pay for one.

I was speaking with a mortgage broker recently who indicated his bank had no minimum. 

I have previously owned rental property and am just now getting back into it and am looking to go out of state as well.One of the first things you need to do is decide on a few areas that you like or where you may know people then compare the economic indicators for each area, high yield, job growth, population growth, low unemployment etc...

Hello all,I'm considering a private loan with Bridge-well Capital, however they are indicating they don't loan to individuals .

. $420.00 for decades; although the HOA just hired a property manager for the first time last year, but so far no indications of changing HOA fees)Notes:Rent estimate: $1,750.00 (local property manager assessed realistic rents between $1600-$2000+ per month on long-term lease or as vacation rental $140-200 a night/minimum 1 week stays).My parents are open to any type of creative financing deal, that would free them from paying mortgage (their current monthly mortgage payment is $1,000.00 (+ $420 HOA).

Fourth, Is there an indication that the house will be worth more or less 1, 3, 5 years from now?