Value-add from increasing NOI through various methods of increasing income (below market rents, rehab and increase rents, RUBS, etc) or decreasing expenses.

In California the property tax is based upon the purchase price, so lowering the PP will permanently decrease you annual expenses (thus will increase your cash flow permanently).

First batch with postcards using first-class, then follow-up with yellow-letters using standard mail.

When you have a feature that is considered favorable by accessibility standards, you can note it there.

The last time the house sold was back in 2010 for ~144k. 3 family house in question has its issues(older home, older heating systems probably)  but I would like to own it as it would: 1. eliminate my driveway/snowplowing issues 2. add to rental portfolio 3 increase monthly income 4.

Hey @Ryan Ingram,Most of my standard carriers are good for 1-4 units (MetLife, Hanover, Travelers, etc.). 

Other than not having any previous landlords, they meet all of our standards (income, nonsmokers, no pets, etc.).

The buyer in the deal negotiated a sale price with a 3% seller assist and had lending for a first mortgage of 97% which was a conventional 30 year mortgage with standard interest rate at that time and the 2nd mortgage was a bit less than 3% at a 0% interest rate amortized over 10 years. 

ONCE your accept co-signers you set a loop hole for anyone else that want's to rent that doesn't qualify.. so you'll need to let others rent with co-signers.The only clause we had for using co-signer was if applicant was a student and then we would permit co-signers.She wouldn't qualify in my standards.

I am still able to spend energy marketing and lead generating, hopefully I can increase my passive marketing budget.