Don't forget the time value of money if you go forward and say it takes you a year to get going, well the numbers vary depending on how you work the deal but you know you can get essentially the same building turn key on a better street with a 20% ROI.  

Therefore, it has no impact on your borrowing capability.

Fees are impacted by community amenities (pools, clubhouse, parking, etc.); costs included in fee (landscape, water, trash, cable, internet, security, etc.); and community maintenance issues.

In our area, homes older than about 1980 will be severely impacted due to their lower elevation.

I really like that is is essentially a brand new house.

A lot of these families also work and they have lots of cash because they dont trust banks, so the income is there you just have to learn to get it from them. also, If you think of the labor force that the lower income areas generate you can get lots of help because in my experience they usually work as construction workers or more menial jobs that are essential to some real estate investors.

Points, essentially.

The Essential Guide on How To Build and Promote Your Buyer's List

That's quite a lot - would you mind sharing some of the more impactful topics and how they added value?

If so, just deduct the $4K from your offer, so you're essentially paying the same amount.