From what I gathered from your response in my post is ; Yes I'm very aware having good credit would be a huge help getting into this business or at least having some form of funds to start and establish a Real Estate Investors business. 

In addition, try to meet at least one new person each week face to face.I did this in the beginning and it has paid off with huge dividends.Good luck and keep pressing forward!

If we take into consideration any unexpected situations the mortgage payment alone with property taxes insurance etc will be huge! 

Keyword alerts are huge!

I have been contacted by many people claiming to be able to get me business lines of credit or unsecured lines of credit for a fee and most of the time this fee is 10% of the line or $10k...Already in debt and not into a flip lol The other way I can secure a line of credit is to have a company get me different credit cards and liquidate them down to cash, which basically destroys credit and when APR being different on card, this could spell huge bills?

Miss a payment or don't pay off in 24 months and you are hit with a huge interest penalty.I'm not saying this is a bad funding model, but please put your numbers into a spreadsheet and verify they work.

It was listed at 88k and I knew it would go into a bidding war.It's a 4 bed, 2 bath on a huge plot of land, right on the border, next to the very, very expensive area.Now to the part about getting lucky.

This SFR was bought with cash and was wondering when the refinance step approaches, what is the best way to find the most beneficial percentage of being cashed out at?

There could be huge penalties that have accumulated over time if the borrowers was defaulting on both the senior and junior liens. 

[Captain Obvious moment]: Regardless if you go with an on-demand or a storage tank for DHW, insulating your lines makes a huge difference.