Hence the reason for the research paper, which was started in an effort to explain to insurance companies that they are not underwriting  properly to reduce claims caused by canines. . 

I am wondering if someone can just explain to me where a prospective buyer can find out how to obtain the CO (cost / reason property doesnt have one) and since its buyers responsibility upon purchase, is this something anyone can look up ahead of even going to look at a property?

Much more to explain, but I don't know what you don't know.

Each one must lead you to your greater goal.If I was in your shoes, my first two objectives would be to have an emergency fund and to pay off Uncle Sam.

I will definitely look into this further.I always find it clearer when explained this way: "you can get 70% of immediate appraisal, or, 100% of the purchase price, which ever is lower"!

Hi -- Can someone please explain how I'd be able to figure out a cap rate on a calculator as if I were a 5 year old?

I submitted a total of 52 tax returns for review (maybe the last time he offers unlimited ;)), and Bill's evaluation was that Ted is doing an outstanding job of accomplishing our objectives.

I'd rather explain why on the phone and you do the math of a typical purchase with pencil & paper as i talk you through it.OK, that aside-- you have a LOT going on so it won't be easy--but nothing worthwhile ever is.  

Thank you, Marc, for taking the time to clearly explain.

You can leverage that with the seller and explain that a financial institution will be financing (add assurance to you closing).