The more debt exists on a property from the owner/seller, the worse it is. 

Interesting approach they’re taking, but makes sense with new construction and existing home prices being so close. 

If one co-borrower will remain in the existing home, example: Divorce2. 

Depending on your states regulations regarding dual agency, it may or may not be possible. 

Additional protection in a lease, term or M2M, may only address language not in the state regulations.

Multifamily 2-4 unit properties are incredibly rare in our region, and are probably the most competitive asset class in our area due to the low number of them that exist.And the ones that due exist, often will not pass FHA condition requirements.

a lot of debt these days that can be gotten is 30 year fixed and cannot be called unless you default.where there is risk is 20 due in 5.. last go around in the GFC this sunk a lot of MF operators and other smaller commercial developers when credit froze and the banks would not refi and the existing bank called the loan.For our mom and pop investors in this site.. their risk as i see it is thinking HELOC's are all that when they are just like commercial loans they CAN be called and they CAN be frozen.. 

Thanks.My layman understanding (ie I'm not a lawyer and you should consult with one for any legal decision) is:If you transfer your property to your LLC, you need to get consideration for it (ie share, beneficial interest, etc...)Then you need to manage your LLC as a business separate from you (no commingling of asset, proper documentation of meeting, proper administrative chores, etc...) as failure to do so will probably pierce its veil of protection.Except for that, unless your transfer is reversed for other consideration (like fraudulent transfer to avoid an existing creditor), your LLC should provide you the inside and outside liability offered by the LLC in your State.

Landlords can become tired and complacent over time...............one or more units stay unfilled for an extended period, or rents are left at existing levels due to laziness-it happens! 

Let me know if it should go elsewhere.I closed on a 3-unit MFH on 12/3/2018 which had existing tenants (which was one of the selling factors).